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Financing Options

Style Your Home with Great Financing Offers

Payment Options​

We Accept Cash or Credit and Financing is Available.​

At Gates Home Furnishings, we want to make your shopping experience as pleasant as possible, and that includes offering a variety of payment and financing options to suit your specific needs. 

A perfect fit for your every day life

Synchrony Financial

For your convenience, Gates Home Furnishings offers special financing available on purchases made with your Gates Furniture Credit Card. See store for details.

Choose the special financing* offer that works best for you.

6 MONTHS*
NO MINIMUM PURCHASE
ONLINE & IN-STORE

Deferred Interest Offer w/ no min pay and an everyday offer

On purchases with your Gates Home Furnishings credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum monthly payments required.

(Deferred Interest Offer w/ no min pay and an everyday offer) Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within six months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. No Minimum purchase required.

12 MONTHS*
$1,200 Minimum Purchase Required
ONLINE & IN-STORE

Deferred Interest Offer w/ $1200 min pay and an everyday offer

On purchases of $1,200 or more with your Gates Home Furnishings credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.

*(Deferred Interest Offer w/ $1200 min pay and an everyday offer). Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

24 MONTHS*
$2,400 Minimum Purchase Required
ONLINE & IN-STORE

Equal Pay offer w/ $2400 min pay and an everyday offer

On purchases of $2,400 or more with your Gates Home Furnishings credit card. 24 Equal monthly payments required.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. (Equal Pay offer w/ $2400 min pay and an everyday offer)


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